Banking statement API data: What actually returned?
A UK Open Banking connection returns account data, balance data and transaction data, structured through the same consented request rather than parsed from a document.
Read morePayments in and out, identity checks, live bank data.
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Find out moreREST done properly. Strict resource semantics, one naming convention throughout, and every field you actually need. Build freely, guess never.
curl https://api.finexer.com/providers \
-H "Authorization: sk_live_a4L2doWnU3pq3g83xxxxx" \
-G -d "roles[]=ais" \
-d "roles[]=bpis" \
-d "limit=20"
{
"count": 22,
"data": [
{ "id": "barclays", "name": "Barclays", "roles": ["ais", "pis", "bpis"] },
{ "id": "natwest", "name": "NatWest Business", "roles": ["ais", "pis"] },
// + more UK banks
]
}
curl https://api.finexer.com/bank_accounts \
-H "Authorization: sk_live_a4L2doWnU3pq3g83xxxxx" \
-G -d "customer=cus_hjw5i1xO9zQK5kpS" \
-d "provider=natwest" \
-d "created_at.gte=2026-01-01" \
-d "created_at.lte=2026-08-01" \
-d "limit=20"
{
"object": "list",
"count": 16,
"paging": {
"total": 16,
"next": null,
"prev": null
},
"data": [
{
"id": "ba_og9MCsQHizmC927sDNoTF7xWx",
"holder_name": "Elena Voss",
"sort_code": "601613",
"account_number": "31928401",
"currency": "gbp",
"type": "personal",
"provider": "natwest"
},
{
"id": "ba_kP4nR8vLm2QwX7sH9cT3uYdA",
"holder_name": "Northbridge Ltd",
"sort_code": "560029",
"account_number": "88412033",
"currency": "gbp",
"type": "business",
"provider": "natwest"
},
// + 14 bank accounts
]
}
curl https://api.finexer.com/payments \
-H "Authorization: sk_live_a4L2doWnU3pq3g83xxxxx" \
-X POST \
-d "amount=2450" \
-d "currency=gbp" \
-d "provider=natwest" \
-d "statement=INV88421" \
-d "description=Invoice payment" \
-d "customer=cus_hjw5i1xO9zQK5kpS"
{
"id": "pt_LiDYx1SaOBw57TOI9K",
"object": "payment",
"amount": 2450,
"currency": "gbp",
"statement": "INV88421",
"description": "Invoice payment",
"customer": "cus_hjw5i1xO9zQK5kpS",
"provider": "natwest",
"status": "pending",
"redirect": {
"return_url": "https://bigtechapp.com/payment-callback",
"consent_url": "https://pay.finexer.com/co4blWigwSoprWlai"
}
}
curl https://api.finexer.com/webhooks \
-H "Authorization: sk_live_a4L2doWnU3pq3g83xxxxx" \
-G -d "limit=2" \
-d "offset=0"
{
"object": "list",
"count": 3,
"data": [
{
"id": "wh_rpC4XFqlZd3JqG5tCampbL9ml",
"object": "webhook",
"created_at": "2020-08-15T10:56:12Z",
"name": null,
"url": "https://bigtechapp.com/hooks",
"status": "enabled",
"secret": "Ufg3BOE2Dm0wrqbIPvujL5ic"
},
{
"id": "wh_4ZFeSoGHycUB78Z5OEdf1AqEF",
"object": "webhook",
"created_at": "2020-02-10T10:42:22Z",
"name": "nginx server",
"url": "https://bigtechapp.com/laim-hooks",
"status": "enabled",
"secret": "r05L79dX5SDmFUOwDHrvzkX6"
},
// + 1 webhook
]
}
curl https://api.finexer.com/bank_accounts/ba_og9MCs.../transactions \
-H "Authorization: sk_live_a4L2doWnU3pq3g83xxxxx" \
-G -d "status=booked" \
-d "currency=gbp" \
-d "timestamp.gte=2026-06-05" \
-d "timestamp.lte=2026-08-01" \
-d "limit=2" \
-d "offset=0"
{
"object": "list",
"count": 2,
"data": [
{
"id": "trn_sv3X777v39OXXeUqz6flcFVE",
"object": "transaction",
"timestamp": "2026-06-18T13:20:48Z",
"amount": -4250.00,
"currency": "gbp",
"type": "debit",
"description": "OFFICE RENT JUN 2026",
"category": "payments",
"merchant": "Northbridge Estates",
"status": "booked",
"balance": 2455.70
},
{
"id": "trn_kP4nR8vLm2QwX7sH9cT3uYdA",
"object": "transaction",
"timestamp": "2026-06-16T09:04:12Z",
"amount": 1860.00,
"currency": "gbp",
"type": "credit",
"description": "INV-4418 CONSULTING FEES",
"category": "income",
"merchant": "Helix Advisory Ltd",
"status": "booked",
"balance": 6705.70
}
]
}
"Our business isn't about the volume of consents — it's about delivering high-quality services to some of the biggest names in the industry. We needed a partner who understood the importance of business-focused solutions, and Finexer joined us on that journey."
Penny Phillips Chief Commercial Officer, Sysynkt
"Finexer is easy to work with and flexible in their approach, providing the bespoke services we required alongside a viable commercial package. Finexer has proven to be more than a provider — they're a trusted partner who understands our vision."
David Kern CEO, VirtualSignature-ID
"We chose Finexer because of their specialist expertise in Open Banking and deep understanding of emerging fintechs like ours. Their infrastructure connects us securely to customers' bank accounts and shares our vision of using innovation to drive financial inclusion."
Hanan Burki Co-Founder & CEO, Committee App
From domestic UK transfers to EU international payments via IBAN, all through one API. World coverage coming soon.
A UK Open Banking connection returns account data, balance data and transaction data, structured through the same consented request rather than parsed from a document.
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Transaction categorisation accuracy depends on more than a headline percentage. Merchant coverage, descriptors and the test set all change what a published figure actually means.
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Manual review catches only obvious edits. A competent fake passes most visual checks, which is why data taken straight from the bank is the more reliable check.
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